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What is Commercial Auto Liability insurance?
Commercial auto insurance covers your business vehicles if they are involved in an accident. A commercial auto policy covers both bodily injury and vehicle damage, as well as theft and vandalism.
Commercial auto insurance provides protection in case of an accident to the vehicles you own and use for your business. Company auto insurance is a must if you own a fleet of vehicles. However, if you are using your personal vehicle for work or if you find yourself in an accident during business hours and need to report business expenses, you might find yourself poorly covered.
- Property damage liability
- Liability for bodily injury to others
- Personal injury to you, your employed drivers and passengers, including medical; expenses and lost wages
- Collision coverage for accident-related costs regardless of who's at fault
- Comprehensive non-collision related damage coverage
- Hospitalization, treatment and funeral costs coverage
- Uninsured and under-insured motorist coverage
- Non-owned auto coverage if you or your employees drive a rented or loaner semi
- Loading and unloading liability
- Towing and labor costs
What is Commercial Auto Liability insurance?